Must Have for Travel - Travel Insurance
"May the odds be ever in your favor" when you travel.
But if they happening to not favor you, travel insurance is very helpful
Why you need Travel Insurance
No one cares more about your money and well being than you do. There are good deals and times to splurge and there the other times when you should save. Travel insurance, as we have found out first hand, is essential for a trip. While you spend some upfront, this precaution will save you lots of headache, as well as money, later on.
It will only take one incident or accident to clarify the importance of being insured in a foreign country. You never know what will happen once you are there.
The truth about getting injured overseas can really hurt
Travel advisories for other countries can be
found here
Is Travel Insurance Worth It? This Tool Will Put It Into Perspective
Travel Insurance Scenarios
Why Buy Travel Insurance
RoamRight travel insurance, cover your next trip!
Should I Buy Travel Insurance? What does it cover?
Trip Cancellation – protects you in the event that you might need to cancel the trip. There are quite a number of reasons that this might happen, but the most common is sickness, injury, or death. There are plenty of stories of unforeseen circumstances that prevent folks from taking off.
Trip Interruption – this is similar to trip cancellation, but in this case, you are already on the trip and for one reason or other, have to leave. This can be due to tour provider changes, weather, or health reasons such as sickness or injury. Trip interruption insurance will protect your investment for a variety of reasons.
Trip Delay/Missed Connection – a snow storm has just dumped 2 feet of snow and your flight is cancelled. You are going to miss the ship’s departure.
Loss Baggage/Baggage Delay – If you have ever had your bags end up in different location than you are or just thought they might have, you know the feeling and the headache of missing luggage. The hassle and potential financial loss is huge. Not only would have to buy all the things you need again, but now you are paying double and spending your vacation time worrying about it. This type of insurance reimburse you for the things that are now missing, so that you don’t have to go out and pay to replace everything all by yourself. One note of caution though. Some travel insurance policies limit the amount they pay out on each specific item. So, if you’re travelling with an expensive camera, it is a good idea to
insure it separately.
Emergency Accident/Sickness Medical Expense – have an accident, and need medical attention? This will protect your financial loss. An absolute must when traveling overseas.
Emergency Medical Evacuation/Repatriation – if you’re unable to get the medical attention you need, this will reimburse you for the airline flights, and necessary medical attention to get you from one place to another.
Travel Assistance & Concierge – if something happens, you pick up the phone and someone will walk you through your particular issue.
RoamRight travel insurance
How to Choose Travel Insurance
I found a great explanation and things to look for when shopping for travel insurance on Bootsnall blog:
bootsnall.com/articles/15-07/travel-insurance.html
And one from REI:
rei.com/learn/expert-advice/travel-insurance.html
Compare Travel Insurance plans by the leader in travel protection - Travelex Insurance!
How to Avoid Travel-Insurance Gotchas
smartertravel.com/here-how-to-avoid-travel-insurance-gotchas.html
Sound-off: What do you think about travel insurance? Yay or Nay? Do you get it when you travel? Let us know below
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